Fusionex the advent of mobile telephony in Africa has been slow. The regulatory environment had stifled the expansion by creating a bureaucratic bureaucratic procedure that was a hindrance to several mobile service providers from the developed world to take a position in Africa. To them Africa was a risky place to try to to business. This was thanks to the various internecine conflicts that characterized the African nations after many nations had gained autonomy from their colonial masters.

But with the arrival of data technology Africa had to reform its regulatory environment to permit the uptake of latest trends in technology just like the mobile phones to avoid being left during a time warp during a world that was moving towards becoming a worldwide village.

Kenya was no exception; with the improvements within the regulatory environment, majority of Kenyans now own a mobile .This has been thanks to the registration of several mobile service providers that offered a good choice and great variety to settle on from. There are two major players during this service industry: Safaricom a venture between the govt of Kenya and Vodafone, UK and Bharti Airtel from India. the selection of the service provider to settle on depends on the added functionalities that the provider gives her clients.

The provision of mobile money transfer by the most mobile service phone provider Safaricom has revolutionized the way Kenyans do business. Kenyans within the urban centers and cities across the country have found an efficient, safe and reliable way of sending money to the agricultural areas. This has provided a chance for Kenyans who took long periods faraway from home to remit funds for college fees, money to plough land, to pay medical bills and lots of other services. within the urban centers Kenyans are ready to buy utilities from the comfort of their homes provided they need money in their virtual accounts in their mobile phones.